Expertise: Fintech

SSEK Law Firm – 17 Recommended Lawyers Across 11 Practice Areas in Legal 500 Asia Pacific

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SSEK Law Firm had 17 lawyers named Recommended Lawyers across 11 practice areas in the 2025 Legal 500 Asia Pacific directory of leading law firms and lawyers in Indonesia. SSEK’s Recommended Lawyers are:   Ira A. Eddymurthy – Antitrust and Competition, Restructuring and Insolvency Rusmaini Lenggogeni – Corporate and M&A, Intellectual Property Fitriana Mahiddin – Projects … SSEK Law Firm – 17 Recommended Lawyers Across 11 Practice Areas in Legal 500 Asia Pacific

From Bappebti to OJK: Indonesia’s Crypto Regulation Just Changed

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As of January 10, 2025, regulatory and supervisory authority over crypto assets in Indonesia has officially transferred from the Indonesian Commodity Futures Trading Supervisory Body (Badan Pengawas   Perdagangan   Berjangka   Komoditi or “Bappebti”) to the Financial Services Authority (Otoritas Jasa Keuangan or “OJK”). The transfer was mandated by Government Regulation No. 49 of 2024 regarding Transfer … From Bappebti to OJK: Indonesia’s Crypto Regulation Just Changed

SSEK Founding Partner Takes Leadership Role in Indonesia Financial Law Association

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SSEK Law Firm founding partner Ira A. Eddymurthy has been appointed to the Honorary Council of Indonesia’s Financial Sector Legal Consultants Association (Himpunan Konsultan Hukum Sektor Keuangan or HKHSK)  for the 2024-2027 term. This prestigious appointment reflects Ira’s expertise and dedication to upholding the highest standards of professionalism in Indonesia’s financial legal sector. The HKHSK … SSEK Founding Partner Takes Leadership Role in Indonesia Financial Law Association

Strengthening Indonesia’s Financial Sector: Key Impacts of OJK Regulation No. 40/2024 on IT-Based Co-Funding Services

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On December 24, 2024, Indonesia’s Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) issued a regulation aimed at improving the oversight and operational framework for peer-to-peer (“P2P”) lending platforms in the country (“P2P Organizers”). This new regulation is OJK Regulation No. 40 of 2024 regarding Information Technology-Based Co-Funding Services (“OJK Reg. 40/2024”), which supersedes OJK … Strengthening Indonesia’s Financial Sector: Key Impacts of OJK Regulation No. 40/2024 on IT-Based Co-Funding Services

SSEK Recognized as Leading Law Firm Across Practice Areas in 2025 Legal 500 Rankings for Indonesia

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SSEK Law Firm is recognized as a Tier 1 firm in an impressive six practice areas in the 2025 Legal 500 Asia Pacific directory of leading law firms and lawyers, underlining SSEK’s position as one of the elite law firms in Indonesia. SSEK received a top-tier ranking for:   Corporate and M&A IT, Telecoms and … SSEK Recognized as Leading Law Firm Across Practice Areas in 2025 Legal 500 Rankings for Indonesia

Fintech in Indonesia: Is Consumer Lending Regulated?

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Consumer lending is regulated in Indonesia, with a particular focus on IT-based money lending services (peer-to-peer lending), as regulated under Financial Services Authority (OJK) Regulation No. 10/POJK.05/2022 regarding Information Technology-Based Co-Financing Services (OJK Reg. 10/2022). This regulation requires providers of IT-based co-financing services to be a limited liability company and meet certain prerequisites. The OJK … Fintech in Indonesia: Is Consumer Lending Regulated?

Legal Framework Governing Cryptoassets in Indonesia

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The crypto industry in Indonesia falls under the auspices of the Commodity Futures Trading Supervisory Body (Bappebti), under the Ministry of Trade (MOT) and in coordination with other institutions such as the Financial Services Authority (OJK), Bank Indonesia (BI) and the Ministry of Communication and Informatics (the MOCI). The MOT has acknowledged cryptoassets, including but … Legal Framework Governing Cryptoassets in Indonesia

Indonesia Cryptoassets and Blockchain Guide

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SSEK Law Firm partners Syahdan Z. Aziz and Winnie Yamashita Rolindrawan and associate Bianca P. Kadarisman contributed the Indonesia chapter to Lexology Panoramic: Cryptoassets & Blockchain 2025. This cryptoassets and blockchain guide provides insight into the legal and regulatory framework in Indonesia; the use of cryptoassets for investment, financing, trading and payments; cryptocurrency mining; blockchain … Indonesia Cryptoassets and Blockchain Guide

Fintech Licensing Requirements in Indonesia

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In general, all parties that conduct business activities in Indonesia are subject to licensing and registration requirements under the authority of the Ministry of Investment / Indonesian Investment Coordinating Board. For businesses in the financial sector, there are additional specific licensing requirements under the authority of Indonesia’s central bank, Bank Indonesia (BI), and the Financial … Fintech Licensing Requirements in Indonesia