Expertise: Financial Services

Indonesia Introduces a Dedicated BNPL Regulatory Framework

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The Indonesian Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) has issued OJK Regulation No. 32 of 2025 on the Organization of Buy Now Pay Later (“OJK Reg. 32/2025”), establishing a dedicated regulatory framework for Buy Now Pay Later (“BNPL”) in Indonesia. Previously, BNPL operated under general financing regulations, without a standalone regime. Clear Definition … Indonesia Introduces a Dedicated BNPL Regulatory Framework

SSEK Contributes Article on Indonesia’s Crypto and Financial Derivates Regulation

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SSEK Law Firm partner Winnie Yamashita Rolindrawan and associates Qafaldi Putra Ismayudha and Muhammad Nur Mahatmanta have contributed an article, “Indonesia Reshapes Crypto and Financial Derivatives Regulation,” to the new Indonesia edition of The Legal Industry Reviews (LIR). The article examines Indonesia’s recent regulatory overhaul of the crypto-asset and financial derivatives sectors, following the transfer … SSEK Contributes Article on Indonesia’s Crypto and Financial Derivates Regulation

Indonesia Strengthens Regulatory Framework for Digital Financial Asset Trading: Key Updates under OJK Regulation No. 23 of 2025

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The Indonesian Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) recently issued OJK Regulation No. 23 of 2025, which amends OJK Regulation No. 27 of 2024 on the Implementation of Digital Financial Asset Trading, including Crypto Assets (“OJK Reg. 23/2025”). OJK Reg. 23/2025 aims to strengthen Indonesia’s regulatory framework and enhance clarity and investor protection … Indonesia Strengthens Regulatory Framework for Digital Financial Asset Trading: Key Updates under OJK Regulation No. 23 of 2025

Indonesia Issues Draft OJK Regulation on Digital Financial Asset Offerings

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With the rapid expansion of digital assets in Indonesia and growing market interest in Initial Coin Offerings (“ICOs”) and Initial Token Offerings (“ITOs”), the Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) has issued a long-anticipated draft regulation that, for the first time, will establish a regulatory framework for the public offering of digital financial … Indonesia Issues Draft OJK Regulation on Digital Financial Asset Offerings

SSEK Named One of Indonesia’s Top Law Firms in the Asialaw 2025 Rankings

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SSEK Law Firm has again been recognized as one of Indonesia’s leading law firms in the 2025 Asialaw rankings, earning top-tier results across a broad range of industry sectors and practice areas. Industry Sector Rankings   Infrastructure – Outstanding (highest tier) Insurance – Highly Recommended (highest tier awarded) Real Estate – Highly Recommended (highest tier … SSEK Named One of Indonesia’s Top Law Firms in the Asialaw 2025 Rankings

SSEK Lawyers Speak on Mergers, Consolidations and Spin-Offs for Indonesia’s Financial Services Authority (OJK)

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SSEK Law Firm partner Nico A.P. Mooduto and senior associate Maria Y. Eka Dewi were featured speakers at a seminar organized by Indonesia’s Financial Services Authority (Otoritas Jasa Keungan – OJK) on Mergers and Acquisitions, Consolidations, Split-Offs and Spin-Offs of Non-Bank Financial Institutions (Lembaga Jasa Keungan Non-Bank – LJKNB). Nico and Maria shared insights on … SSEK Lawyers Speak on Mergers, Consolidations and Spin-Offs for Indonesia’s Financial Services Authority (OJK)

Indonesia Issues New Regulation on Financial Services Aggregators: Key Highlights of OJK Reg. 4/2025

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In February 2025, the Indonesian Financial Services Authority (Otoritas Jasa Keuangan or “OJK“) issued Regulation No. 4 of 2025 regarding Financial Services Aggregation Providers (“OJK Reg. 4/2025“). This regulation introduces the first dedicated legal framework for financial services aggregators, following the OJK’s broader regime on financial technology innovations under OJK Regulation No. 3 of 2024 … Indonesia Issues New Regulation on Financial Services Aggregators: Key Highlights of OJK Reg. 4/2025

SSEK Contributes Article on the P2P Lending Sector in Indonesia

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SSEK Law Firm partner Winnie Yamashita Rolindrawan and associates Qafaldi Putra Ismayudha and Pasha Umar Hubeis have contributed an article, “Developments in Indonesia’s P2P Lending Sector,” to the inaugural Indonesia edition of The Legal Industry Reviews (LIR). This article examines the rapid growth of financial technology (fintech) in Indonesia, with peer-to-peer (P2P) lending emerging as … SSEK Contributes Article on the P2P Lending Sector in Indonesia

Guide to Fintech Law in Indonesia

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SSEK Law Firm partner Winnie Yamashita Rolindrawan and associate Pasha Umar Hubeis have contributed the Indonesia chapter to Lexology Panoramic: Fintech 2026, a comprehensive global guide to fintech law and regulation. Read the full Indonesia chapter here. In the chapter, SSEK provides expert insights into Indonesia’s dynamic fintech landscape. Key topics covered include:   Fintech … Guide to Fintech Law in Indonesia

New OJK Circular Sets Reporting Standards for Pension Funds in Indonesia

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As part of the implementation of Indonesia’s Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) Regulation No. 21 of 2024 on the Periodic Reporting of Pension Funds (“OJK Reg. 21/2024”), the OJK has issued Circular Letter No. 11/SEOJK.05/2025 (“CL 11/2025”) regarding the Form and Structure of Periodic Pension Fund Reports. CL 11/2025 provides further guidance … New OJK Circular Sets Reporting Standards for Pension Funds in Indonesia