Expertise: Fintech

SSEK Contributes Article on the P2P Lending Sector in Indonesia

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SSEK Law Firm partner Winnie Yamashita Rolindrawan and associates Qafaldi Putra Ismayudha and Pasha Umar Hubeis have contributed an article, “Developments in Indonesia’s P2P Lending Sector,” to the inaugural Indonesia edition of The Legal Industry Reviews (LIR). This article examines the rapid growth of financial technology (fintech) in Indonesia, with peer-to-peer (P2P) lending emerging as … SSEK Contributes Article on the P2P Lending Sector in Indonesia

Crypto Taxation in Indonesia: Key Insights into MOF Regulation No. 50/2025

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Effective August 1, 2025, Indonesia’s Minister of Finance (“MOF”) has enacted Regulation No. 50 of 2025 regarding Value Added Tax (“VAT”) and Income Tax for Crypto-Asset Trading Transactions (“MOF Reg. 50/2025”). This regulation aims to enhance legal certainty and streamline administrative procedures for the collection, payment, and reporting of taxes on crypto-asset trading. Crypto assets … Crypto Taxation in Indonesia: Key Insights into MOF Regulation No. 50/2025

Guide to Fintech Law in Indonesia

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SSEK Law Firm partner Winnie Yamashita Rolindrawan and associate Pasha Umar Hubeis have contributed the Indonesia chapter to Lexology Panoramic: Fintech 2026, a comprehensive global guide to fintech law and regulation. Read the full Indonesia chapter here. In the chapter, SSEK provides expert insights into Indonesia’s dynamic fintech landscape. Key topics covered include:   Fintech … Guide to Fintech Law in Indonesia

Reporting Timelines for Indonesia’s Fintech Innovators: New Deadlines Under OJK Circular Letter 4/2025

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To align with the implementation of OJK Regulation No. 3 of 2024 on the Implementation of Technological Innovations in the Financial Sector (Inovasi Teknologi Sektor Keuangan or “ITSK”), Indonesia’s Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) issued Circular Letter No. 4/SEOJK.07/2025 regarding the Reporting Obligations of Licensed ITSK Providers (“OJK CL 4/2025”). OJK CL … Reporting Timelines for Indonesia’s Fintech Innovators: New Deadlines Under OJK Circular Letter 4/2025

SSEK Law Firm – 17 Recommended Lawyers Across 11 Practice Areas in Legal 500 Asia Pacific

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SSEK Law Firm had 17 lawyers named Recommended Lawyers across 11 practice areas in the 2025 Legal 500 Asia Pacific directory of leading law firms and lawyers in Indonesia. SSEK’s Recommended Lawyers are:   Ira A. Eddymurthy – Antitrust and Competition, Restructuring and Insolvency Rusmaini Lenggogeni – Corporate and M&A, Intellectual Property Fitriana Mahiddin – Projects … SSEK Law Firm – 17 Recommended Lawyers Across 11 Practice Areas in Legal 500 Asia Pacific

From Bappebti to OJK: Indonesia’s Crypto Regulation Just Changed

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As of January 10, 2025, regulatory and supervisory authority over crypto assets in Indonesia has officially transferred from the Indonesian Commodity Futures Trading Supervisory Body (Badan Pengawas   Perdagangan   Berjangka   Komoditi or “Bappebti”) to the Financial Services Authority (Otoritas Jasa Keuangan or “OJK”). The transfer was mandated by Government Regulation No. 49 of 2024 regarding Transfer … From Bappebti to OJK: Indonesia’s Crypto Regulation Just Changed

SSEK Founding Partner Takes Leadership Role in Indonesia Financial Law Association

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SSEK Law Firm founding partner Ira A. Eddymurthy has been appointed to the Honorary Council of Indonesia’s Financial Sector Legal Consultants Association (Himpunan Konsultan Hukum Sektor Keuangan or HKHSK)  for the 2024-2027 term. This prestigious appointment reflects Ira’s expertise and dedication to upholding the highest standards of professionalism in Indonesia’s financial legal sector. The HKHSK … SSEK Founding Partner Takes Leadership Role in Indonesia Financial Law Association

Strengthening Indonesia’s Financial Sector: Key Impacts of OJK Regulation No. 40/2024 on IT-Based Co-Funding Services

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On December 24, 2024, Indonesia’s Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) issued a regulation aimed at improving the oversight and operational framework for peer-to-peer (“P2P”) lending platforms in the country (“P2P Organizers”). This new regulation is OJK Regulation No. 40 of 2024 regarding Information Technology-Based Co-Funding Services (“OJK Reg. 40/2024”), which supersedes OJK … Strengthening Indonesia’s Financial Sector: Key Impacts of OJK Regulation No. 40/2024 on IT-Based Co-Funding Services

SSEK Recognized as Leading Law Firm Across Practice Areas in 2025 Legal 500 Rankings for Indonesia

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SSEK Law Firm is recognized as a Tier 1 firm in an impressive six practice areas in the 2025 Legal 500 Asia Pacific directory of leading law firms and lawyers, underlining SSEK’s position as one of the elite law firms in Indonesia. SSEK received a top-tier ranking for:   Corporate and M&A IT, Telecoms and … SSEK Recognized as Leading Law Firm Across Practice Areas in 2025 Legal 500 Rankings for Indonesia

Fintech in Indonesia: Is Consumer Lending Regulated?

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Consumer lending is regulated in Indonesia, with a particular focus on IT-based money lending services (peer-to-peer lending), as regulated under Financial Services Authority (OJK) Regulation No. 10/POJK.05/2022 regarding Information Technology-Based Co-Financing Services (OJK Reg. 10/2022). This regulation requires providers of IT-based co-financing services to be a limited liability company and meet certain prerequisites. The OJK … Fintech in Indonesia: Is Consumer Lending Regulated?